COMMERCIAL COVERAGE · BUFFALO & WESTERN NEW YORK
Commercial insurance, built around your business.
Commercial insurance, built around your business.
Commercial insurance, built around your business.
From your property and people to your vehicles and contracts, Grimaldi shops trusted carriers to protect the work you’ve built.
From your property and people to your vehicles and contracts, Grimaldi shops trusted carriers to protect the work you’ve built.
COMMERCIAL COVERAGE OPTIONS
Protection for the business you’ve built
Protection for the business you’ve built
Cyber Liability Insurance
Cyber liability insurance that helps your business respond to data breaches, ransomware, and online threats.
Cyber Liability Insurance
Cyber liability insurance that helps your business respond to data breaches, ransomware, and online threats.
Contractor Insurance
Contractor insurance built for the trades, with the liability, tools, and vehicle coverage job sites require.
Contractor Insurance
Contractor insurance built for the trades, with the liability, tools, and vehicle coverage job sites require.
Business Owners Insurance
A business owners policy that bundles property and liability coverage for small and mid-sized New York businesses.
Business Owners Insurance
A business owners policy that bundles property and liability coverage for small and mid-sized New York businesses.
Workers Compensation
Workers' compensation insurance that keeps New York employers compliant and employees protected after a workplace injury.
Workers Compensation
Workers' compensation insurance that keeps New York employers compliant and employees protected after a workplace injury.
Bonds
Surety bonds for contractors, businesses, and license holders across New York.
Bonds
Surety bonds for contractors, businesses, and license holders across New York.
Commercial Umbrella Coverage
Commercial umbrella insurance that adds liability limits on top of your existing business policies.
Commercial Umbrella Coverage
Commercial umbrella insurance that adds liability limits on top of your existing business policies.
Commercial Auto Coverage
Commercial auto and trucking insurance for the vehicles and drivers your business depends on.
Commercial Auto Coverage
Commercial auto and trucking insurance for the vehicles and drivers your business depends on.
General Liability Coverage
General liability insurance that protects your business from third-party injury and property damage claims.
General Liability Coverage
General liability insurance that protects your business from third-party injury and property damage claims.
Shop multiple trusted carriers with one local agency
Shop multiple trusted carriers with one local agency
We compare business insurance options across our carrier network, so your coverage can support the way you operate.
CLIENT STORIES
Trusted advice from clients who call us first
Trusted advice from clients who call us first
All service has been quick response and very helpful. Marguerite has been great.
Ted Czajkowski
Extra special THANK YOU to Steve for taking the extra step to make sure I had coverage with a rental vehicle! I appreciate you!
Judi Kensinger
I had a pleasant experience with Marguerite as she swiftly found insurance for both my house and car.
Mary Zendana
My agent, Marguarite, was totally helpful and fully informative. Glad I called and I'm now doing business there.
Studio Bandoilers
Mr. Grimaldi is our condo association's insurance agent. He attended as our guest the recent annual meeting of our condo association and provided the owners with information about how our association's coverage works. The information he provided may allow some of us to reduce the cost of the individual condo owners' coverage we each maintain on our own property. His information was very helpful to us.
Pam Conrad
Very friendly and excellent service!!
Susan Conners
Steve Grimaldi was patient and professional in helping our Condo board renew our insurance and explore our options. He returned emails and phone calls promptly and did an in person visit to explain our coverage.
June Beuth
Steve is very knowledgeable and insured that our HOA has a solid insurance policy.
Sheryl Fatig
In spite of the current market situation of constant changes, Marguarite was very patient in helping me. She took several days of her time to try and get a cheaper rate. I feel and understand her frustration, and am very grateful for all her help.
Joyce Niziurski
Marguarite Nolan is an excellent staff member of your company,
She is very friendly,very knowledgeable and always returns phone
call quickly. I would recommend her to everyone,Janet McCullough
Marguarite is so very helpful in solving problems and answering questions. Working with her has been a pleasure. I don
t know how I would have gotten through this without her help.Joyce Lenda
Marguerite, did a professional job. My spouse and I gave her the required information and she handled everything correctly with due diligence. My Condo insurance was with her company and that gave us bundled policy.
Bob Capozzi
My family and I have partnered with Grimaldi Insurance for over 50 years, first with John and thereafter his son Steve. Marguerite has been there for the past 30.+. (Sorry Margeurite) We have always appreciated their professionalism and friendly service throughout.
Robert Grimm
We have typically dealt with Marguerite Nolan and have been clients at Grimaldi Insurance for many years. Marguerite has been fantastic- - professional, caring, knowledgeable, and very quick to respond to any problem we presented. She has always given us excellent service with a friendly and complete response, making us feel confident in our coverage and that our insurance needs are always being met. My thanks go to her, God bless.
Thomas Martin
Steve Grimaldi's comprehensive understanding of HOA risk management and insurance needs is exceptional. He provides clear guidance, responsive service, and tailored coverage solutions that meet the unique needs of the HOA communities we manage. We appreciate his professionalism and highly recommend him and the team at John J. Grimaldi & Associates, Inc. to any homeowners association looking for a trusted insurance advisor.
Rachel Cisco
Without any hesitation, I highly recommend John J. Grimaldi & Associates, Inc. to anyone seeking reliable and professional assistance.
Steven P. Grimaldi of John J. Grimaldi & Associates, Inc. is an outstanding professional who consistently provides exceptional service and expertise. His knowledge, attention to detail, and most important, dedication to his clients make every interaction a positive experience. Steven is responsive, trustworthy, and always willing to go the extra mile to ensure the best possible outcome.Mike Seege
I have had the privledge of working with John J Grimaldi and Associates since 1991. First with John then Steve and Gabe. We have always received professional and knowledgeable service from all team members at the firm
Mike Harmon
All service has been quick response and very helpful. Marguerite has been great.
Ted Czajkowski
Extra special THANK YOU to Steve for taking the extra step to make sure I had coverage with a rental vehicle! I appreciate you!
Judi Kensinger
I had a pleasant experience with Marguerite as she swiftly found insurance for both my house and car.
Mary Zendana
My agent, Marguarite, was totally helpful and fully informative. Glad I called and I'm now doing business there.
Studio Bandoilers
Mr. Grimaldi is our condo association's insurance agent. He attended as our guest the recent annual meeting of our condo association and provided the owners with information about how our association's coverage works. The information he provided may allow some of us to reduce the cost of the individual condo owners' coverage we each maintain on our own property. His information was very helpful to us.
Pam Conrad
Very friendly and excellent service!!
Susan Conners
Steve Grimaldi was patient and professional in helping our Condo board renew our insurance and explore our options. He returned emails and phone calls promptly and did an in person visit to explain our coverage.
June Beuth
Steve is very knowledgeable and insured that our HOA has a solid insurance policy.
Sheryl Fatig
In spite of the current market situation of constant changes, Marguarite was very patient in helping me. She took several days of her time to try and get a cheaper rate. I feel and understand her frustration, and am very grateful for all her help.
Joyce Niziurski
Marguarite Nolan is an excellent staff member of your company,
She is very friendly,very knowledgeable and always returns phone
call quickly. I would recommend her to everyone,Janet McCullough
Marguarite is so very helpful in solving problems and answering questions. Working with her has been a pleasure. I don
t know how I would have gotten through this without her help.Joyce Lenda
Marguerite, did a professional job. My spouse and I gave her the required information and she handled everything correctly with due diligence. My Condo insurance was with her company and that gave us bundled policy.
Bob Capozzi
My family and I have partnered with Grimaldi Insurance for over 50 years, first with John and thereafter his son Steve. Marguerite has been there for the past 30.+. (Sorry Margeurite) We have always appreciated their professionalism and friendly service throughout.
Robert Grimm
We have typically dealt with Marguerite Nolan and have been clients at Grimaldi Insurance for many years. Marguerite has been fantastic- - professional, caring, knowledgeable, and very quick to respond to any problem we presented. She has always given us excellent service with a friendly and complete response, making us feel confident in our coverage and that our insurance needs are always being met. My thanks go to her, God bless.
Thomas Martin
Steve Grimaldi's comprehensive understanding of HOA risk management and insurance needs is exceptional. He provides clear guidance, responsive service, and tailored coverage solutions that meet the unique needs of the HOA communities we manage. We appreciate his professionalism and highly recommend him and the team at John J. Grimaldi & Associates, Inc. to any homeowners association looking for a trusted insurance advisor.
Rachel Cisco
Without any hesitation, I highly recommend John J. Grimaldi & Associates, Inc. to anyone seeking reliable and professional assistance.
Steven P. Grimaldi of John J. Grimaldi & Associates, Inc. is an outstanding professional who consistently provides exceptional service and expertise. His knowledge, attention to detail, and most important, dedication to his clients make every interaction a positive experience. Steven is responsive, trustworthy, and always willing to go the extra mile to ensure the best possible outcome.Mike Seege
I have had the privledge of working with John J Grimaldi and Associates since 1991. First with John then Steve and Gabe. We have always received professional and knowledgeable service from all team members at the firm
Mike Harmon
All service has been quick response and very helpful. Marguerite has been great.
Ted Czajkowski
Extra special THANK YOU to Steve for taking the extra step to make sure I had coverage with a rental vehicle! I appreciate you!
Judi Kensinger
I had a pleasant experience with Marguerite as she swiftly found insurance for both my house and car.
Mary Zendana
My agent, Marguarite, was totally helpful and fully informative. Glad I called and I'm now doing business there.
Studio Bandoilers
Mr. Grimaldi is our condo association's insurance agent. He attended as our guest the recent annual meeting of our condo association and provided the owners with information about how our association's coverage works. The information he provided may allow some of us to reduce the cost of the individual condo owners' coverage we each maintain on our own property. His information was very helpful to us.
Pam Conrad
Very friendly and excellent service!!
Susan Conners
Steve Grimaldi was patient and professional in helping our Condo board renew our insurance and explore our options. He returned emails and phone calls promptly and did an in person visit to explain our coverage.
June Beuth
Steve is very knowledgeable and insured that our HOA has a solid insurance policy.
Sheryl Fatig
In spite of the current market situation of constant changes, Marguarite was very patient in helping me. She took several days of her time to try and get a cheaper rate. I feel and understand her frustration, and am very grateful for all her help.
Joyce Niziurski
Marguarite Nolan is an excellent staff member of your company,
She is very friendly,very knowledgeable and always returns phone
call quickly. I would recommend her to everyone,Janet McCullough
Marguarite is so very helpful in solving problems and answering questions. Working with her has been a pleasure. I don
t know how I would have gotten through this without her help.Joyce Lenda
Marguerite, did a professional job. My spouse and I gave her the required information and she handled everything correctly with due diligence. My Condo insurance was with her company and that gave us bundled policy.
Bob Capozzi
My family and I have partnered with Grimaldi Insurance for over 50 years, first with John and thereafter his son Steve. Marguerite has been there for the past 30.+. (Sorry Margeurite) We have always appreciated their professionalism and friendly service throughout.
Robert Grimm
We have typically dealt with Marguerite Nolan and have been clients at Grimaldi Insurance for many years. Marguerite has been fantastic- - professional, caring, knowledgeable, and very quick to respond to any problem we presented. She has always given us excellent service with a friendly and complete response, making us feel confident in our coverage and that our insurance needs are always being met. My thanks go to her, God bless.
Thomas Martin
Steve Grimaldi's comprehensive understanding of HOA risk management and insurance needs is exceptional. He provides clear guidance, responsive service, and tailored coverage solutions that meet the unique needs of the HOA communities we manage. We appreciate his professionalism and highly recommend him and the team at John J. Grimaldi & Associates, Inc. to any homeowners association looking for a trusted insurance advisor.
Rachel Cisco
Without any hesitation, I highly recommend John J. Grimaldi & Associates, Inc. to anyone seeking reliable and professional assistance.
Steven P. Grimaldi of John J. Grimaldi & Associates, Inc. is an outstanding professional who consistently provides exceptional service and expertise. His knowledge, attention to detail, and most important, dedication to his clients make every interaction a positive experience. Steven is responsive, trustworthy, and always willing to go the extra mile to ensure the best possible outcome.Mike Seege
I have had the privledge of working with John J Grimaldi and Associates since 1991. First with John then Steve and Gabe. We have always received professional and knowledgeable service from all team members at the firm
Mike Harmon
INSURANCE GUIDES
Helpful answers for everyday insurance decisions
Helpful answers for everyday insurance decisions
Insurance Guide
Risk Management review for Community Associations
Insurance is just one part of a community association's risk management plan. Here's how condo and HOA boards reduce hazards before a claim ever happens.
Insurance Guide
Insurance Specifications and the Bidding Process for Associations
When insurance costs rise, a quick quote is not enough. Here's how community association boards should bid out their coverage and meet their fiduciary duty.
Insurance Guide
Why Community Association Insurance Premiums Keep Rising
Community association insurance is in a hard market. Here's why master policy premiums keep climbing and what your board can do about it at renewal.
Insurance Guide
Who Pays the Master Policy Deductible in a Condo or HOA?
When an association raises its master policy deductible, who actually pays it, the association or the unit owner? Here's how boards should handle it.
Insurance Guide
Community Association Insurance Specialists in Western New York
For decades, John J. Grimaldi & Associates has specialized in insurance for condos, HOAs, and co-ops across Western New York. Here's how we help boards.