Personal Umbrella Coverage
Personal umbrella insurance that adds liability protection above your home and auto policies.
An Extra Layer Over Everything You Own
If you are sued after a serious accident and the damages exceed your home or auto liability limits, the rest comes out of your savings and assets. A personal umbrella adds a layer of liability protection, often a million dollars or more, on top of your existing policies. We help Western New York families protect what they have built, usually for a modest annual cost.
Higher Liability Limits
Extends your protection by a million dollars or more above your home and auto policies.
Higher Liability Limits
Extends your protection by a million dollars or more above your home and auto policies.
Broad Coverage
Responds to many liability claims your underlying policies do not fully cover, including certain lawsuits and judgments.
Broad Coverage
Responds to many liability claims your underlying policies do not fully cover, including certain lawsuits and judgments.
Affordable Protection
Umbrella coverage typically costs a little each year while protecting far more of what you own.
Affordable Protection
Umbrella coverage typically costs a little each year while protecting far more of what you own.
We review your home and auto coverage together before recommending an umbrella, so the protection actually fits your life and assets. With decades serving local families, we know when higher limits make sense, whether you have teen drivers, a pool, or rental property. As an independent agency, we find the right limit at a fair price, without overselling.
40k+
Insured people
Basic Plan
Basic Plan
This service is included in any type of insurance
This service is included in any type of insurance
Customized Coverage
Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.
Customized Coverage
Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.
Exceptional Customer Service
Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.
Exceptional Customer Service
Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.
Trusted Expertise
With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.
Trusted Expertise
With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.
Strong Partnerships
We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.
Strong Partnerships
We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.