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Coverage Your Master Policy Does Not Provide

Your condo association's master policy covers the building and common areas, but it usually stops at your walls, leaving your interior, upgrades, and belongings on you. HO-6 unit-owner insurance covers your personal property, interior improvements, liability, and the loss assessments an association can pass on to owners. We help condo owners across New York understand exactly where the master policy ends and their own coverage needs to begin.

Interior and Upgrades
Covers the parts of your unit the master policy excludes, including flooring, cabinets, fixtures, and improvements you have made.

Interior and Upgrades
Covers the parts of your unit the master policy excludes, including flooring, cabinets, fixtures, and improvements you have made.

Loss Assessment
Protects you when your association charges unit owners for a shared loss or a shortfall on the master policy.

Loss Assessment
Protects you when your association charges unit owners for a shared loss or a shortfall on the master policy.

Personal Property and Liability
Covers your belongings and protects you if someone is injured inside your unit.

Personal Property and Liability
Covers your belongings and protects you if someone is injured inside your unit.

Few agencies understand condo coverage the way we do, because community associations have been our specialty for decades. We insure the master policies behind hundreds of associations, so we know precisely how a unit owner's HO-6 should coordinate with the building's coverage. As an independent agency, we find the right HO-6 limits for your unit and can often bundle it with your auto for added savings.

Client
Client
Client
Client
40k+

Insured people

Company

Basic Plan

Basic Plan

This service is included in any type of insurance

This service is included in any type of insurance

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Customized Coverage

Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.

1
Customized Coverage

Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.

2
Exceptional Customer Service

Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.

2
Exceptional Customer Service

Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.

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Trusted Expertise

With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.

3
Trusted Expertise

With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.

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Strong Partnerships

We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.

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Strong Partnerships

We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.