Watercraft Coverage
Watercraft insurance for boats, jet skis, and personal watercraft on Western New York waters.


Coverage for Time on the Water
Lake Erie, the Niagara River, and the region's lakes make for a great boating season, but a home policy offers little protection once you are on the water. Watercraft insurance covers liability, physical damage to your craft, and your gear, whether you run a fishing boat, a runabout, or a jet ski. We help Western New York boaters protect their time on the water without overpaying for it.
Liability on the Water
Covers injuries and property damage you are responsible for while operating your watercraft.
Liability on the Water
Covers injuries and property damage you are responsible for while operating your watercraft.
Physical Damage
Pays to repair or replace your boat or personal watercraft after a covered accident, theft, or storm.
Physical Damage
Pays to repair or replace your boat or personal watercraft after a covered accident, theft, or storm.
Gear and Equipment
Extends coverage to motors, trailers, and equipment so your whole setup is protected.
Gear and Equipment
Extends coverage to motors, trailers, and equipment so your whole setup is protected.
We are local, so we understand the seasons, storage, and waters you actually use your watercraft on. As an independent agency, we match your boat or personal watercraft to carriers that specialize in marine coverage at a fair price. You get a straightforward policy and a local agent who can adjust it as your boating changes.




40k+
Insured people

Basic Plan
Basic Plan
This service is included in any type of insurance
This service is included in any type of insurance
Customized Coverage
Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.
Customized Coverage
Protect your biggest investment with our reliable, comprehensive, and trusted home insurance policies.
Exceptional Customer Service
Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.
Exceptional Customer Service
Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.
Trusted Expertise
With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.
Trusted Expertise
With years of industry experience, our team of insurance professionals has the expertise, knowledge, and dedication.
Strong Partnerships
We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.
Strong Partnerships
We believe in conducting our business with transparency, integrity, trust, and professionalism consistently.